On a scale of 0 - 100%, I would rate this game at 80%.
It does indeed run a bit heavy fps-wise, but with some setting tweaking it runs okay with an acceptable level of eye-candy.
This game certainly has some rough edges, but calling it an unfinished product or blaiming the developers to be lacking talent isn't exactly what I would call constructive critism (though I do symphatize with those who have technical problems like CTD's or lock-ups).
Since it looks like this game will be getting good support(add-on and sequel already announced), I for once am optimistic that this game will get better over time.
Just think about the Close Combat series(though not a tank sim): how lame the first game was and what a blast the second one turend out to be.
T-72 certainly has the potential to be turned into a real great game(like better control system for friendly units, dynamic campaign, more epic battles etc.). With a sim market looking rather bleak, I really appreciate the efforts done by both the developers and Battlefront.com to step forward and taking the risk by offering us simmers something to play with.
Just my two cents.